Karat Stick | A Financial Substack Column by Ben Jones

Karat Stick | A Financial Substack Column by Ben Jones

Home
About
Robots & Personalized Indexing
A new and improved way to kick the can.
Jan 24 • Ben Jones, CFP®
The Great Jobs Apocalypse
Your services will no longer be required, eventually.
Jan 10 • Ben Jones, CFP®

December 2025

5 predictions for 2026
Once again, we peer into a crystal ball.
Dec 20, 2025 • Ben Jones, CFP®
Six-Figure Poverty
What it takes to raise a modern middle-class family
Dec 6, 2025 • Ben Jones, CFP®

November 2025

The 5 Most Common Retirement Anxiety Disorders
Many Americans are either afraid to retire or retired and afraid.
Nov 22, 2025 • Ben Jones, CFP®
Your Health for Insurance
Why health insurance is so expensive and what people are doing about it.
Nov 16, 2025 • Ben Jones, CFP®

October 2025

Trick or Treat - What’s Next for Stocks
Scary stock valuations dampen optimism
Oct 25, 2025 • Ben Jones, CFP®
Suboptimal Optimization
Seeking balance over perfection
Oct 11, 2025 • Ben Jones, CFP®

September 2025

I Depreciate That
Depreciation: A top tool for reducing tax liability.
Sep 27, 2025 • Ben Jones, CFP®
Exponential Wealth Through Concentration
How to become a billionaire.
Sep 13, 2025 • Ben Jones, CFP®

August 2025

The Struggle Up Everest
Not all who summit survive.
Aug 30, 2025 • Ben Jones, CFP®
Money Alchemist Podcast EP 38 | The Most Hated Economy
A war of the classes
Aug 16, 2025 • Ben Jones, CFP®
© 2026 Ben Jones · Privacy ∙ Terms ∙ Collection notice
Start your SubstackGet the app
Substack is the home for great culture